Category Archives: Bankers

If we change to Private Markets then Private Markets must change too!

Posted on September 21, 2021 by henry tapper

For the average saver, news that their investment returns will increasingly be from the private markets is akin to telling car-drivers that they are moving from 4 star (remember that) to unleaded petrol. So long as the pumps are primed … Continue reading →

Posted in Bankers, Mark Carney, Pension Freedoms, pension genome, pensions, Public sector pensions | Tagged , , , | 1 Comment

Private equity funds workplace pensions should avoid

Posted on December 29, 2020 by henry tapper

  Venture capitalists are supposed to take risk- the clue is in the word “venture” which links them to a long line of entrepreneurs going back to the merchant adventurers who opened up new worlds – the Marco Polos, the … Continue reading →

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The Killing of Open Schemes – Michael Bromwich

Posted on August 5, 2020 by henry tapper

  Michael Bromwich has been the CIMA Professor of Financial Accounting  at the  LSE since October 1985  . He is the co-author of “Management accounting in a digital and global economy” and one of Britain’s authorities on the subject. His … Continue reading →

Posted in Bankers, pensions, Pensions Regulator | Tagged , , , , , , , | 3 Comments

Lords say “no” to the “dumping” of open DB pension schemes!

Posted on July 12, 2020 by henry tapper

This blog pays  tribute to someone of whom I knew nothing but a couple of weeks ago but who has made an extraordinary contribution to UK pensions by means of what should be  known as the Bowles Amendment. The Bowles … Continue reading →

Posted in Bankers, CDC, dc pensions, de-risking, DWP, pensions | Tagged , , , , | 3 Comments

Let’s not slide back into the swamp!

Posted on February 25, 2020 by henry tapper

After what they must consider a “decent period”, the insurers and the bankers have reappeared from the slimy depths like Grendel out to wreak revenge on consumers protected too long by Europe. The insurance and pensions industry is calling for … Continue reading →

Posted in Bankers, Big Government, Brexit, pensions | Tagged , , , , , , , , | 1 Comment

AI – can it help us retire?

Posted on January 3, 2020 by henry tapper

We have known throughout human time that their is wisdom in crowds. Hunters followed paths created by their ancestors , ignoring the paths that didn’t help and focussing on those that did. We have ways of developing things from arrowheads … Continue reading →

Posted in advice gap, artificial intelligence, Bankers, blockchain, doctors, pensions | 1 Comment

The impact of the Australian bushfires

Posted on January 3, 2020 by henry tapper

If anything good comes out of the Australian bushfires, it will be an understanding of their impact on our planet . There are still those in Australia who claim that the bushfires could have happened at any time, but the … Continue reading →

Posted in dc pensions, Mark Carney, pensions | Tagged | Leave a comment

Dashboard? – we’re dash-less and bored!

Posted on August 30, 2019 by henry tapper

  The title was my summation of a discussion of dashboard progress over the past four years. We’d been talking about what the general public want and had landed on precisely the model illustrated at the top of the blog. … Continue reading →

Posted in age wage, Bankers, customer service, Dashboard, dc pensions, pensions | Tagged , , , , , | 4 Comments

Why pensions must bank on change! We need Open Pensions not a data monopoly.

Posted on November 14, 2018 by henry tapper

Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading →

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“Do we need a dashboard- or just a pension finding service?” – Pension PlayPen lunch – Monday 5th Nov

Posted on November 2, 2018 by henry tapper

Expect fireworks at the Pension Play Pen lunch on Monday. The derisory £5m budget dished out by the Treasury to fund the dashboard suggests we won’t get much more than a damp squib. But maybe the Treasury are right! Maybe … Continue reading →

Posted in Bankers, pensions | Tagged , , , , , | 4 Comments